A breakdown of all EcoPayz fees and limits. We also show you how to get a much better deal with them by linking up with eWalletBooster.
October 13, 2022, London
As with all digital wallets, there is a multitude of fees for various types of accounts. While pinpointing precisely which fees to expect (and when) can be a bit confusing, we're here to help.
We’ve put this updated EcoPayz fee & limit guide together to help you understand the types of fees that are applicable to your account and, importantly, get started on reducing them.
Table of Contents:
Now - let's clarify a few things.
From deposits and withdrawals to card, FX, and P2P transfer fees, there's a lot to remember when first getting started with EcoPayz. Keep reading for a super-simple breakdown of each.
Note that each of these sections will be separated by your VIP tier. While you won't start with a VIP account, there's a way around that to reduce your fees right out of the gate - connect your eWalletBooster and EcoPayz accounts and gain Instant Gold VIP status, skipping the first two sections in each graph below. You can find out more about the FREE UPGRADE we provide along with the EcoPayz Cashback here.
Let's start with the most common transaction on EcoPayz - deposits. Here's all you'll need to know:
Classic Account | Silver VIP Account | Gold VIP Account | Platinum VIP Account | True VIP Account | |
Bank Deposit | 0.00-10.00% | 0.00-10.00% | 0.00-10.00% | 0.00-10.00% | 0.00-10.00% |
Credit Card Deposit | 1.69-6.00% + €0.25 | 1.69-6.00% + €0.25 | 1.69-6.00% + €0.25 | 1.69-6.00% + €0.25 | 1.69-6.00% + €0.25 |
EcoVoucher Deposit | 2.90% | 2.90% | 2.90% | 2.90% | 2.90% |
CodePayz Deposit | €0.00 - €3.50 | €0.00 - €3.50 | €0.00 - €3.50 | €0.00 - €3.50 | €0.00 - €3.50 |
ZestPay Deposit | 0.5-2.00% | 0.5-2.00% | 0.5-2.00% | 0.5-2.00% | 0.5-2.00% |
As with deposit limits, the EcoPayz withdrawal limits are set according to maximum single transaction, max daily, weekly and monthly limits. The highest limits are for bank transfer pay-outs with large amounts of up to €1m on a weekly basis.
Since zestPay is essentially a bank transfer withdrawal, the limits are the same as a regular bank transfer. In contrast, the limits on transferring to another EcoPayz account depend on your account level, with a 500% increase on your limits from Silver to “VIP.”
Here are the withdrawal fees for EcoPayz users:
Classic Account | Silver VIP Account | Gold VIP Account | Platinum VIP Account | True VIP Account | |
Bank Withdrawal | N/A | €2.90-€7.00 | €2.90-€7.00 | €2.90-€7.00 | €2.90-€7.00 |
ZestPay Withdrawal | N/A | 1.00%, min €5.90 | 1.00%, min €5.90 | 1.00%, min €5.90 | 1.00%, min €2.90 |
Withdrawal to Another EcoPayz Account | N/A | 1.50%, min €0.50 | Free | Free | Free |
In the past, it was possible to obtain an EcoPayz Virtual Card (ecoCard), but EcoPayz discontinued the virtual card in 2020 to focus solely on the physical version of MasterCard.
Keep the following in mind:
Here's the full breakdown of EcoPayz's MasterCard fees and limits:
Classic Account | Silver VIP Account | Gold VIP Account | Platinum VIP Account | True VIP Account | |
MasterCard Application Fee | N/A | Free | Free | Free | Free |
(UK) MasterCard Delivery Fee | N/A | £10 GBP | £10 GBP | £10 GBP | £10 GBP |
(EU) MasterCard Delivery Fee | N/A | £30 GBP | £30 GBP | £30 GBP | £30 GBP |
Card Replacement Fee | N/A | €12.50 | €12.50 | €12.50 | €12.50 |
Cash Withdrawal Limit | N/A | €750/per day | €1,500/per day | €1,500/per day | €1,500/per day |
FX Fee | N/A | 2.99% | 2.99% | 2.99% | 2.99% |
ATM Withdrawal Fee | N/A | 2.00%, min €1.50 | 2.00%, min €1.50 | 2.00%, min €1.50 | 2.00%, min €1.50 |
POS (Merchant) Limit | N/A | €5,500/per day | €11,000/per day | €11,000/per day | €11,000/per day |
Annual Fee | N/A | Free | Free | Free | Free |
Card Lifespan | N/A | 2 Years | 2 Years | 2 Years | 2 Years |
Luckily for you, this section requires no tables. The EcoPayz in-platform P2P fees are incredibly simple to understand:
Note that connecting your eWalletBooster and EcoPayz accounts instantly gives you Gold VIP status for free, and it occurs within minutes. This allows you to skip pesky fees, unlock account features, and more - so what're you waiting for? Click here to get started.
The EcoPayz forex fees are similarly simple, though we're gonna use another table for this one (I know, I know - I can't help it):
Classic Account | Silver VIP Account | Gold VIP Account | Platinum VIP Account | True VIP Account | |
EcoAccount FX Fee | 2.99% | 2.99% | 1.49% | 1.49% | 1.25% |
MasterCard FX Fee | 2.99% | 2.99% | 2.99% | 2.99% | 2.99% |
Just as with your account fees, your account limits are affected by your VIP tier.
The higher the tier, the higher your limits - simple as that. Below, you'll find the set limits for all accounts on deposits and withdrawals.
Whilst there are some reductions in fees as you progress through the account levels, the increases in account limits are more noticeable. However, the single most important thing is to verify your ecoPayz account, as the functionality available for unverified accounts is very limited.
See below for the full breakdown:
Classic Account | Silver VIP Account | Gold VIP Account | Platinum VIP Account | True VIP Account | |
Max Balance | €0 | €15,000 | €100,000 | €120,000 | Unlimited |
Credit/Debit (Single Transaction) | €200.00 | €1,000.00 | €1,500.00 | €2,000.00 | €2,500.00 |
Credit/Debit (Daily) | €200.00 | €3,000.00 | €5,000.00 | €6,000.00 | €7,000.00 |
Credit/Debit (Weekly) | N/A | €5,000.00 | €10,000.00 | €15,000.00 | €20,000.00 |
Bank Deposit (Single) | €1,000.00 | €15,000.00 | €100,000.00 | €120,000.00 | €140,000.00 |
Bank Deposit (Daily) | €1,000.00 | €15,000.00 | €100,000.00 | €120,000.00 | €140,000.00 |
Bank Deposit (Weekly) | N/A | €105,000.00 | €260,000.00 | €305,000.00 | €360,000.00 |
Bank Deposit (Monthly) | N/A | €400,000.00 | €1 Million | €1 Million | €1 Million |
EcoVoucher (Single) | €1,000.00 | €1,000.00 | €1,000.00 | €1,000.00 | €1,000.00 |
EcoVoucher (Daily) | €1,000.00 | €15,000.00 | €100,000.00 | €120,000.00 | €140,000.00 |
EcoVoucher (Weekly) | N/A | €105,000.00 | €260,000.00 | €305,000.00 | €360,000.00 |
EcoVoucher (Monthly) | N/A | €400,000.00 | €1 Million | €1 Million | €1 Million |
EFT Deposit (Single) | €50.00 | €100.00 | €200.00 | €300.00 | €500.00 |
EFT Deposit (Daily) | €50.00 | €100.00 | €200.00 | €300.00 | €500.00 |
EFT Deposit (Weekly) | €200.00 | €500.00 | €1,000.00 | €1,500.00 | €2000.00 |
EFT Deposit (Monthly) | €500.00 | €1,500.00 | €3,000.00 | €4,500.00 | €6,000.00 |
Neosurf Deposit (Single) | €30.00 | €30.00 | €30.00 | €30.00 | €30.00 |
That was a lot! Don't worry - we're almost done.
As with deposit limits, the EcoPayz withdrawal limits are set according to a maximum single transaction, daily, weekly, and monthly limits. The highest limits are for bank transfer pay-outs with large amounts of up to €1m on a weekly basis.
Since zestPay is essentially a bank transfer withdrawal, the limits are the same as a regular bank transfer.
The limits on transferring to another ecoPayz account depend on your account level, with a 500% increase on your limits from Silver to “VIP.”
Here's what you need to know:
Classic Account | Silver VIP Account | Gold VIP Account | Platinum VIP Account | True VIP Account | |
Bank/ZestPay Withdrawal | N/A | €500,000.00 | €500,000.00 | €500,000.00 | €500,000.00 |
Bank/ZestPay (Daily) | N/A | €500,000.00 | €500,000.00 | €500,000.00 | €500,000.00 |
Bank/ZestPay (Weekly) | N/A | €1 Million | €1 Million | €1 Million | €1 Million |
P2P Transfer (Single) | N/A | €1,500.00 | €3,000.00 | €3,500.00 | €4,000.00 |
P2P Transfer (Weekly) | N/A | €5,000.00 | €10,000.00 | €15,000.00 | €25,000.00 |
P2P Transfer (Monthly) | N/A | €10,000.00 | €20,000.00 | €30,000.00 | €50,000.00 |
And that's that! You now know everything there is to know about EcoPayz's account limits and fees.
Now - find something tasty to snack on; you've earned it.
If you have further questions related to EcoPayz, we suggest reading the following articles:
Get ecoPayz “Gold VIP” status for FREE
Earn CASHBACK on your transfers
FREE P2P transfers (usually 1.5%)
FREE Verification (no deposit required!)
Instant verification (usually 1-5 days)
Discounted 1.49% FX Fee (usually 2.99%)
REFER-A-FRIEND to earn even more
Exclusive eWalletBooster REWARDS dashboard
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