Paul McKenna

Oct 13 2022

EcoPayz Fees, Limits and How To Get A Better Deal In 2022

A breakdown of all EcoPayz fees and limits. We also show you how to get a much better deal with them by linking up with eWalletBooster.

As with all digital wallets, there is a multitude of fees for various types of accounts. While pinpointing precisely which fees to expect (and when) can be a bit confusing, we're here to help.

We’ve put this updated EcoPayz fee & limit guide together to help you understand the types of fees that are applicable to your account and, importantly, get started on reducing them.

Table of Contents:

  1. EcoPayz Fees:
  2. EcoPayz Limits:

Now - let's clarify a few things.

EcoPayz's Fees, Explained

From deposits and withdrawals to card, FX, and P2P transfer fees, there's a lot to remember when first getting started with EcoPayz. Keep reading for a super-simple breakdown of each.

Note that each of these sections will be separated by your VIP tier. While you won't start with a VIP account, there's a way around that to reduce your fees right out of the gate - connect your eWalletBooster and EcoPayz accounts and gain Instant Gold VIP status, skipping the first two sections in each graph below. You can find out more about the FREE UPGRADE we provide along with the EcoPayz Cashback here.

Deposit Fees

Let's start with the most common transaction on EcoPayz - deposits. Here's all you'll need to know:

Classic AccountSilver VIP AccountGold VIP AccountPlatinum VIP AccountTrue VIP Account
Bank Deposit0.00-10.00%0.00-10.00%0.00-10.00%0.00-10.00%0.00-10.00%
Credit Card Deposit1.69-6.00% + €0.251.69-6.00% + €0.251.69-6.00% + €0.251.69-6.00% + €0.251.69-6.00% + €0.25
EcoVoucher Deposit2.90%2.90%2.90%2.90%2.90%
CodePayz Deposit€0.00 - €3.50€0.00 - €3.50€0.00 - €3.50€0.00 - €3.50€0.00 - €3.50
ZestPay Deposit0.5-2.00%0.5-2.00%0.5-2.00%0.5-2.00%0.5-2.00%

Withdrawal Fees

As with deposit limits, the EcoPayz withdrawal limits are set according to maximum single transaction, max daily, weekly and monthly limits. The highest limits are for bank transfer pay-outs with large amounts of up to €1m on a weekly basis.

Since zestPay is essentially a bank transfer withdrawal, the limits are the same as a regular bank transfer.  In contrast, the limits on transferring to another EcoPayz account depend on your account level, with a 500% increase on your limits from Silver to “VIP.”

Here are the withdrawal fees for EcoPayz users:

Classic AccountSilver VIP AccountGold VIP AccountPlatinum VIP AccountTrue VIP Account
Bank WithdrawalN/A€2.90-€7.00€2.90-€7.00€2.90-€7.00€2.90-€7.00
ZestPay WithdrawalN/A1.00%, min €5.901.00%, min €5.901.00%, min €5.901.00%, min €2.90
Withdrawal to Another EcoPayz AccountN/A1.50%, min €0.50FreeFreeFree

MasterCard Fees

In the past, it was possible to obtain an EcoPayz Virtual Card (ecoCard), but EcoPayz discontinued the virtual card in 2020 to focus solely on the physical version of MasterCard.

Keep the following in mind:

  1. The prepaid MasterCard is available in the EEA (European Economic Area) and the UK only.
  2. You must be at least a Silver VIP to order your prepaid card.
  3. Your card fees and limits will depend on your account level, with increases in limits as you progress from Silver and beyond.
  4. All cards for the Silver tier and above are free to apply, but all account levels incur a £10/£30 GBP delivery fee (or currency equivalent) depending on where you are located.
  5. The cash withdrawal limits per day increase from €750-€1,500 as you move from Silver to Gold.
  6. All rates listed below in GBP regularly fluctuate; the value may change and will be processed according to the local currency's current conversion rate.

Here's the full breakdown of EcoPayz's MasterCard fees and limits:

Classic AccountSilver VIP AccountGold VIP AccountPlatinum VIP AccountTrue VIP Account
MasterCard Application FeeN/AFreeFreeFreeFree
(UK) MasterCard Delivery FeeN/A£10 GBP£10 GBP£10 GBP£10 GBP
(EU) MasterCard Delivery FeeN/A£30 GBP £30 GBP £30 GBP £30 GBP 
Card Replacement FeeN/A€12.50€12.50€12.50€12.50
Cash Withdrawal LimitN/A€750/per day€1,500/per day€1,500/per day€1,500/per day
FX FeeN/A2.99%2.99%2.99%2.99%
ATM Withdrawal FeeN/A2.00%, min €1.502.00%, min €1.502.00%, min €1.502.00%, min €1.50
POS (Merchant) LimitN/A€5,500/per day€11,000/per day€11,000/per day€11,000/per day
Annual FeeN/AFreeFreeFreeFree
Card LifespanN/A2 Years2 Years2 Years2 Years

EcoPayz to EcoPayz Transfers (P2P) Fees

Luckily for you, this section requires no tables. The EcoPayz in-platform P2P fees are incredibly simple to understand:

  1. Classic users cannot make P2P transfers without verifying.
  2. Silver VIPs pay 1.5% with a €0.50 minimum.
  3. Gold users and above make P2P transactions for free.

Note that connecting your eWalletBooster and EcoPayz accounts instantly gives you Gold VIP status for free, and it occurs within minutes. This allows you to skip pesky fees, unlock account features, and more - so what're you waiting for? Click here to get started.

Forex Fees

The EcoPayz forex fees are similarly simple, though we're gonna use another table for this one (I know, I know - I can't help it):

Classic AccountSilver VIP AccountGold VIP AccountPlatinum VIP AccountTrue VIP Account
EcoAccount FX Fee2.99%2.99%1.49%1.49%1.25%
MasterCard FX Fee2.99%2.99%2.99%2.99%2.99%

EcoPayz Limits

Just as with your account fees, your account limits are affected by your VIP tier.

The higher the tier, the higher your limits - simple as that. Below, you'll find the set limits for all accounts on deposits and withdrawals.

Deposit Limits

Whilst there are some reductions in fees as you progress through the account levels, the increases in account limits are more noticeable. However, the single most important thing is to verify your ecoPayz account, as the functionality available for unverified accounts is very limited.

See below for the full breakdown:

Classic AccountSilver VIP AccountGold VIP AccountPlatinum VIP AccountTrue VIP Account
Max Balance€0€15,000€100,000€120,000Unlimited
Credit/Debit (Single Transaction)€200.00€1,000.00€1,500.00€2,000.00€2,500.00
Credit/Debit (Daily)€200.00€3,000.00€5,000.00€6,000.00€7,000.00
Credit/Debit (Weekly)N/A€5,000.00€10,000.00€15,000.00€20,000.00
Bank Deposit (Single)€1,000.00€15,000.00€100,000.00€120,000.00€140,000.00
Bank Deposit (Daily)€1,000.00€15,000.00€100,000.00€120,000.00€140,000.00
Bank Deposit (Weekly)N/A€105,000.00€260,000.00€305,000.00€360,000.00
Bank Deposit (Monthly)N/A€400,000.00€1 Million€1 Million€1 Million
EcoVoucher (Single)€1,000.00€1,000.00€1,000.00€1,000.00€1,000.00
EcoVoucher (Daily)€1,000.00€15,000.00€100,000.00€120,000.00€140,000.00
EcoVoucher (Weekly)N/A€105,000.00€260,000.00€305,000.00€360,000.00
EcoVoucher (Monthly)N/A€400,000.00€1 Million€1 Million€1 Million
EFT Deposit (Single)€50.00€100.00€200.00€300.00€500.00
EFT Deposit (Daily)€50.00€100.00€200.00€300.00€500.00
EFT Deposit (Weekly)€200.00€500.00€1,000.00€1,500.00€2000.00
EFT Deposit (Monthly)€500.00€1,500.00€3,000.00€4,500.00€6,000.00
Neosurf Deposit (Single)€30.00€30.00€30.00€30.00€30.00

That was a lot! Don't worry - we're almost done.

Withdrawal Limits

As with deposit limits, the EcoPayz withdrawal limits are set according to a maximum single transaction, daily, weekly, and monthly limits. The highest limits are for bank transfer pay-outs with large amounts of up to €1m on a weekly basis.

Since zestPay is essentially a bank transfer withdrawal, the limits are the same as a regular bank transfer.

The limits on transferring to another ecoPayz account depend on your account level, with a 500% increase on your limits from Silver to “VIP.”

Here's what you need to know:

Classic AccountSilver VIP AccountGold VIP AccountPlatinum VIP AccountTrue VIP Account
Bank/ZestPay WithdrawalN/A€500,000.00€500,000.00€500,000.00€500,000.00
Bank/ZestPay (Daily)N/A€500,000.00€500,000.00€500,000.00€500,000.00
Bank/ZestPay (Weekly)N/A€1 Million€1 Million€1 Million€1 Million
P2P Transfer (Single)N/A€1,500.00€3,000.00€3,500.00€4,000.00
P2P Transfer (Weekly)N/A€5,000.00€10,000.00€15,000.00€25,000.00
P2P Transfer (Monthly)N/A€10,000.00€20,000.00€30,000.00€50,000.00

And that's that! You now know everything there is to know about EcoPayz's account limits and fees.

Now - find something tasty to snack on; you've earned it.

Get a FREE Gold VIP Upgrade on Your ecoPayz account with eWalletBooster

arrow right iconGet ecoPayz “Gold VIP” status for FREE

arrow right iconEarn CASHBACK on your transfers

arrow right iconFREE P2P transfers (usually 1.5%)

arrow right iconFREE Verification (no deposit required!)

arrow right iconInstant verification (usually 1-5 days)

arrow right iconDiscounted 1.49% FX Fee (usually 2.99%)

arrow right iconREFER-A-FRIEND to earn even more

arrow right iconExclusive eWalletBooster REWARDS dashboard

promo-banner-img-vip.png

categories

Related articles

Earn Cashback On Your ecoPayz Transfers

Our ecoPayz cashback scheme allows you to earn over 0.55% cashback on your transfers by using your ecoPayz account to send money to merchants

Best Forex Brokers Accepting EcoPayz 2022 + Free Cashback!

Discover the best forex brokers that accept EcoPayz and how eWalletBooster can provide cashback on your deposits and a host of other bonuses!

Best Casinos Accepting EcoPayz 2022 + Free Cashback!

Discover the best casinos that accept EcoPayz and how eWalletBooster can provide cashback on your deposits and a host of other bonuses!